Current Issues Project On Peer Lending - 1643 Words

Current Issues Project: Peer-to-peer Lending Advancements in technology coupled with new legislation have brought upon a game changer in the financial industry known as peer-to-peer to lending. Originally established as a way to help boost the economy in developing countries, peer-to-peer lending is expanding its capabilities into first world countries through online platforms. This new industry is experiencing tremendous growth, with pwc estimating that it could be a $150 billion business by 2025 (Karabell). The Lending Club and Prosper are two of the biggest online platforms that currently offer peer-to-peer loans. Inspired by the 2008 financial crisis, both the Lending Club and Prosper saw the Todd Dockley Act of 2010 as an†¦show more content†¦Another example of a successful peer-to-peer program is Airbnb, which allows homeowners and apartment renters to rent out their homes to travelers who are looking for a more affordable place to stay. As a result the taxicab compani es and the hotel chains are now facing new competition due to technology advancements. All of the aforementioned companies have one blaring thing in common- they remove a middleman. Whether that be taxicabs, financial intermediaries, hotel corporations, or the music industry, these peer-to-peer programs have proven to be successful, are expected to grow, and industries now have to adapt to new competition. Peer-to-peer lending removes the traditional bank intermediary and directly connects users looking to borrow money with users looking to lend money- all from their computer or phone. The Lending Club functions without being classified as a financial intermediary in a variety of ways. One way the Lending Club avoids classification as a financial intermediary is by not having any type of banking license. This allows the Lending Club to operate as a tech company (Buhayar). Instead of purchasing banking licenses, the Lending Club processes loans through an online banking service known as WebBank. While relatively small with only 38 employees, WebBank is one of the most profitable banks in North America. In fact, its employees

Human Rights in History - 1119 Words

Throughout history, human rights have been violated and there have been people trying to fight for their rights but many have failed. Each human being has the same equal rights at the time of birth and that should not change at any given moment. Human rights entitle a person’s right to freedom of expression and movement, equality before the law, the rights to live, right to education, religion, and to own property as it states in the (preamble). People all around the world should know and understand what human rights are; if more people would know their own rights then it would be easier for them to promote justice, not only for themselves, but also for their society. Human rights should be taken in consideration for the reasons that many people’s rights are being violated all around the world when they shouldn’t. Every country has different beliefs on how human rights should be handled, but in reality the only thing that matters is what is written in the preamble. RT reporter stated â€Å"A report on human rights violations, law abuses, use of torture, inhuman treatment and other crimes in Ukraine from the end of November 2013 to the end of March 2014, which was named the White Book . For example, on February 19, several buses with activists returning to Crimea, both men and women were severely tortured and were dragged out of the buses and were beaten with bats and were soaked with gasoline and were threatened to get set on fire. One of the men in the group of activists wasShow MoreRelatedHuman Rights in History1779 Words   |  7 PagesNot only has it taken several years for human rights to be a legitimate international conce rn throughout the world, it is yet to be settled. They are still under development and require a range of actions before human rights are fully enforced. But what are human rights? Human rights could be defined in various number of statements. It could be people gifted with a set of rights and protections because they are human. Or simply, a right which belongs to every individual. With a number of major treatiesRead MoreThe History of Human Rights in Canada throughout the 20th Century1555 Words   |  7 Pagespeace-loving and good-natured nation that values the rights of the individual above all else. This commonly held belief is a perception that has only come around as of late, and upon digging through Canadian history it quickly becomes obvious that this is not the truth. Canadian history is polluted with numerous events upon which the idea that Canada is a role model for Human Rights shows to be false. An extreme example of this disregard for Human Rights takes place at the beginning of the twentieth-centuryRead MoreHuman Rights for Native Americans Trampled throughout History889 Words   |  4 PagesAmerica is, and was, never as equal as we like to think. Most of that comes from us, as humans, thinking that we are superior to other races, genders, or groups of people in general. First we had issues with how we treated the Native Americans when the colonists arrived. Yes the colonists tried to have as little conflict as possible, when they came over to settle this new land, they saw the Natives as â€Å"savages†. From then on, we used them as slaves, which progressed into slavery of other races, HispanicsRead MoreEssay on Brief History and Introduction of Privacy and Human Rights2741 Words   |  11 PagesBrief History and Introduction of Privacy and Human Rights From Article 21 of the Japan Constitution states, â€Å"Freedom of assembly and association as well as speech, press and all other forms of expression are guaranteed. No censorship shall be maintained, nor shall the secrecy of any means of communication be violated.† Article 35 states, â€Å"The right of all persons to be secure in their homes, papers and effects against entries, searches and seizures shall not be impaired except upon warrantRead MoreHuman Rights Issues in China783 Words   |  3 Pagesthe surrounding world, but China has always been a very independent nation. One of the most controversial topics that is discussed worldwide being Human Rights, China has been known(notorious for) to disregarding them, even though there are International Human Rights Laws. The Chinese government has developed a system of internal laws regarding human rights, but don’t enforce them on their own citizens. As a result of this, the people of China don’t mind. It is an important part of Chinese culture toRead MoreHuman Service Course History Paper1447 Words   |  6 PagesHuman Service Course History Paper Nikki Boswell Western Washington University â€Æ' Introduction The year is 2015 and I can’t imagine not having the freedom I do today. Marriage equality is a very recent topic in history. It wasn’t very long ago that laws prohibited the marriage of same-sex couples. I have decided to investigate the history of marriage equality and the organizations that helped make the dream come true. In order to fully understand the changes that occurred, and to comprehend the levelRead MoreEssay on Lack Of Human Rights In The World946 Words   |  4 PagesLocke would write that all men had the right to life, liberty and property. These ideas illustrated a major attempt at reform for the issues of human rights. Likewise, throughout the course of history humanity has faced countless conflicts over the impending question, â€Å"What rights are humans obliged to?† Many civilizations throughout the course of history have had many diverse answers to this question. Seemingly, historic civilizations have had a variety of rights that were given to the people. The answerRead MoreCase Profile For The Council For Human Rights725 Words   |  3 PagesCase Profile for The Council for Human Rights Chris Surfus, MBA, MPA Western Michigan University School of Public Affairs and Administration PADM-6400 Nonprofit Governance Professor Kelly Trusty, Ph.D. August 17, 2015 Case Profile for The Council for Human Rights Introduction Organization History The Council for Human Rights, formerly known as The Tolerance, Equality, and Awareness Movement or â€Å"TEAM,† is a 501(c)(3) tax-exempt human rights organization that was founded in MarchRead MoreDr. Martin Luther King Jr. Essay1134 Words   |  5 Pages History is one of the topics in education, which teaches us important events of the past and helps us to understand the events of the present. Many people can be remembered in history for their past in shaping the world and the lives of some people. Looking back critically at history. One might be tempted to conclude that events in history have always evolved around human rights race relationships and power. In this paper, I will focus on the themes of racism, human rights, and power and how

Blood In Macbeth Essay Example For Students

Blood In Macbeth Essay I am going to prove that in the play Macbeth, a symbol of blood is portrayed oftenand with different meanings, and that it is a symbol that is developed until it is the dominating theme of the play towards the end of it. To begin with, I found the word blood, or different forms of it forty-two times ironically, the word fear is used forty-two times, with several other passages dealing with the symbol. Perhaps the best way to show how the symbol of blood changes throughout the play, is to follow the character changes in Macbeth. First he is a brave honoured soldier, but as the play progresses, he becomes a treacherous person who has become identified with death and bloodshed and shows his guilt in different forms. This idea of blood in the characters mind reverse from the beginning of the play to the end. Blood traverses the play Macbeth.King Duncan is the first to bring up blood in the play. Scotland at this time is fighting Norway; Macbeth and his best friend, Banquo, lead the Scottish forces to victory. The blood brought up by Duncan shows the honor and the heroic deeds done by Macbeth. What bloody man is that? Duncan asked to which Malcolm tells him it is the sergeant who had saved him and fought honorably. The sergeant shares his story of how Macbeth has fought so honorably even outnumbered carvd out his passage. This valiant story with the bloody sergeant being weak from his war injuries enhances Macbeths heroic appearance. Duncans response to the story shows his respect for Macbeth and realization of Macbeths honor, O valiant cousin! Worthy gentleman! Blood as it shows the good also shares the evil.Lady Macbeth portrays the evil side that blood offers to contrast with the good. Lady Macbeth hears from a messenger that the king shall arrive at the castle tonight. Lady Macbeth is the evil one of the pair while Macbeth seems full of good in this world Lady Macbeth sees opportunity. The only problem she finds wrong with herself is that she is a woman; she wishes that her weak female body change, unsex me her, / and fill me, from the crown to the toe, top-full/ of direst cruelty! With this change she wants her blood to become thick, thick blood would help Lady Macbeth become strong and let her kill without regret, make thick my blood, / stop up th access and passage to remorse. Macbeth soon finds out what the word blood is to him.Macbeth after he has killed Duncan is in shock, his world of good has been shaken and the blood within him is scared. The blood sets up in his mind a paranoid scene; him, being afraid of every thing. Macbeth thinks what he has done is a terrible thing when he looks at his hands, This is a sorry sight, although he has brought the daggers out with him which scares Lady Macbeth. She tells Macbeth to go back and smear the sleepy grooms with blood. Macbeth refuses to go because he is so shook up that he only can stare at his hands. He wants his blood that is on his hands which is full of his sickness and his nervousness off, Will all great Neptunes ocean wash this blood / clean from my hand? Macbeth answers his own question saying that this sickness and nervousness on his hands will not go away but it will make the ocean red with this blood, No; this my hand will rather / the multitudinous seas incarnadine, / making the green one red. Lady Macbeth returns to find her husband obsessed with the blood she has a different feeling about the blood in this scene.Lady Macbeth keeps her composer and puts on a faade to the world. The blood on her seems to not bother her, evil has filled within her and a little blood does not tamper with her emotions. After she smears the guards with the kings blood, she returns to her husband proclaiming him as a coward. .u8c8422efe9dbc995c55f9bfadc92bf0f , .u8c8422efe9dbc995c55f9bfadc92bf0f .postImageUrl , .u8c8422efe9dbc995c55f9bfadc92bf0f .centered-text-area { min-height: 80px; position: relative; } .u8c8422efe9dbc995c55f9bfadc92bf0f , .u8c8422efe9dbc995c55f9bfadc92bf0f:hover , .u8c8422efe9dbc995c55f9bfadc92bf0f:visited , .u8c8422efe9dbc995c55f9bfadc92bf0f:active { border:0!important; } .u8c8422efe9dbc995c55f9bfadc92bf0f .clearfix:after { content: ""; display: table; clear: both; } .u8c8422efe9dbc995c55f9bfadc92bf0f { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u8c8422efe9dbc995c55f9bfadc92bf0f:active , .u8c8422efe9dbc995c55f9bfadc92bf0f:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u8c8422efe9dbc995c55f9bfadc92bf0f .centered-text-area { width: 100%; position: relative ; } .u8c8422efe9dbc995c55f9bfadc92bf0f .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u8c8422efe9dbc995c55f9bfadc92bf0f .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u8c8422efe9dbc995c55f9bfadc92bf0f .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u8c8422efe9dbc995c55f9bfadc92bf0f:hover .ctaButton { background-color: #34495E!important; } .u8c8422efe9dbc995c55f9bfadc92bf0f .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u8c8422efe9dbc995c55f9bfadc92bf0f .u8c8422efe9dbc995c55f9bfadc92bf0f-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u8c8422efe9dbc995c55f9bfadc92bf0f:after { content: ""; display: block; clear: both; } READ: Solar Energy Essay She tells her husband that her hands are exactly the same color as his but she is shamed that he has a white coward heart, My hands are of your colour but I shame/ To wear a heart so white. She tells

Mozarts The Magic Flute free essay sample

The Magic Flute One of the most mysterious, mystifying plays of all time, The Magic Flute by Wolfgang Amadeus Mozart is a fairy tale love story at first site, but in reality has much deeper themes and meanings. The Magic Flute Is largely known for Its remarkable music and hidden symbols. The number three is widely incorporated as a symbol of masculinity and wholeness of the self. According to The Two Faces of Creativity, chapter 10 of Coming to Our Senses by Morris Barman, Mozart belongs to the type II category of creativity. This category is described by creativity having been repressed, but not completely. In Mozart early years, his father ruled his musical ability and completely took over his life. However, as time went on Mozart started to take control of his life and talent and that Is when the real creativity showed. Mozart father Is represented in The Magic Flute by the character of Sarasota. We will write a custom essay sample on Mozarts The Magic Flute or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page He is loved by all and on page 334 of Coming to Our Senses described as the priest of love. The Heroic Cycle is a Journey a person takes to find their inner Self and become enlightened.In order to begin the Heroic Cycle a person must have a call to adventure and must be willing to risk everything they have to enter the transcendent realms and become whole. In The Magic Flute Tomato and Pamela and Apogees and Pageant are two sets of twins who are essentially two parts of one person. In order to become that one whole person the two boys must go through rough tests and trials to become men, fulfill their purpose, and reach their other halves. The initiations are a quest of the human soul for both inner harmony and enlightenment y characters who are Joint participants In one being, one psyche or one soul. (Page 8, A Masonic Vision) These trials of Initiation are a time for Tomato and Apogees to really get to know themselves and who they really are. In The Passion of Siss and Souris, Jean Houston describes life as a series of initiations. Every step of the way you face new challenges and problems in which the accomplishments of them bring you a little bit closer to your self and the world around you than you were before. Taming and Apogees each embark on their trials with a deferent mindset. At the beginning of the play Taming was a helpless boy, pushed around by the Three Ladles.He needed help becoming more masculine. HIS Journey now Is to grow up and become a more masculine, man. Dominos journey represents the intellectual. No matter how hard it gets Taming knows that he has to man up and get through it in order to be with Panama. Apogees on the other hand, shows the emotional Journey and fighting with one self. Apogees doesnt know why he must endure these hard, hurtful tests because he hasnt connected enough with himself to understand it. At one point he Is psychological exploration of the self and the soul in order to have personal growth and enlightenment.Taming and Panama represent each others masculinity and femininity. They need ;ACH other in order to have a perfect balance of the two. Panama is Dominos muse, leading him on and being the reason for him to keep going. For the final and most difficult trial of initiation Taming and Panama must walk through the underworld, fighting off the souls of dead beings that werent strong enough to complete the Reunion. They pass through this final stage with the wholeness of being together, and Ninth the help of the magic flute. Now play your magic flute, for it will protect us on our way. The magic flute represents harmony and calm tranquil enchantment. It brings archetypes together in conjunction with one another. Often during the play En the magic flute is played, animals from the wild who in any other circumstance would be fighting and ripping each other to shreds come together peacefully being drawn in by the music being played as if in a trance. In order to find the Taming and Panama in us we must be calm and take the Journey of finding the soul.In The Passion of Isis and Souris it says on page 192 The magus is able to play upon the universe as though it were a flute. We must use the world around us to help us in our Journey and connect us to people, nature, and ourselves. Apogees and Pageant represent the child in us. When Apogees first sees Pageant as an old ugly woman, he doesnt think about what he sees on the outside and has a great time laughing and singing with her. All people need to find the Apogees in them, not Judging others by what they look like, but rather looking deeper and getting to now a persons personality instead.In order to achieve inner harmony and enlightenment we must uncover the Romano and Panama in us. We must take the Journey to find our selves and overcome all the tasks and challenges of initiation every step of the way. We must become Manhole and connect with our souls. Every person needs an equal balance of masculinity and femininity in him or her. During the processes of becoming whole, rebirth occurs. The old self dies and a new whole being is born. That new person has achieved harmony and enlightenment.

How To Create Content That Converts (With Happiness)

How To Create Content That Converts (With Happiness) Do people spend more money if they are happy or if they are sad? There is a tendency to avoid negativity in headlines and copy, although there are times when negative headlines are actually more powerful. Generally, though, the more common approach is to avoid negativity when creating our content. But should we? Are we doing the right thing by keeping our copy positive? How To Create Content That Converts By Writing Your Reader Happy #contentmarketing viaNot every reader is motivated to act by the same thing all of the time. Exclusivity, the offer itself, the color of the button, the quality of the persuasive argument- they all matter at some point, too. But how we make the reader feel does have an impact on whether they will buy, but it might not be in the way you think. How Mood Affects Buying Behavior Let's go back and revisit that opening question: Do people spend money (or, in your case, convert) if they are happy or if they are sad? As individuals, we often go shopping when we are down. Sad shoppers tend to spend more, and people who are in a  grumpy mood actually feel better after shopping (at least until the bills arrive), and a foul or depressed mood often leads to more impulse buying. Sad shoppers spend more. Here's how happy content sells. #contentmarketingOn the other hand, after a national tragedy, do you feel like shopping? Do you like seeing tweets that talk about being a consumer during such a time? Our mood, as an individual, makes us want to buy to alleviate sad feelings. But when we are a part of a sad group as a whole, buying is the last thing we want to do. It feels wrong. But hold on- that's not all. Consumer confidence is something we measure that shows when consumers are confident (and upbeat), the economy of the nation will increase. Consumer confidence is correlated with retail sales, which is different from cause and effect but effectively shows how our mood has a connection to our impulse to buy. Consumer confidence is that special mix where a person feels pretty good about the state of the economy and their own personal financial state. So, you could summarize it as follows: A sad  individual might use retail therapy to improve the mood in the moment. A grumpy individual  makes impulse purchases to break out of a rut. A sad group does not want to make purchases at all. Confidence inspires people to buy. Why does shopping seem to attract people who aren't at the top of their emotions? Distractions and the suggestion of hope, probably. That's what buying often does, when it is for something that isn't a need. While you can't control the mood of your reader, remember that an alleviation of worries and sadness is the attraction, here, and that if your copy can tap into that, you'll get your reader to convert. Your #content should alleviate worries and sadness. That's how  to get readers to convert.How To Create A Positive Mood In Your Writing When you visit a store and approach a salesclerk for help as you make your buying decision, does their attitude have an effect on you? For me, if they are negative, down, grumpy- I'm less likely to complete the current sale or, even if I do, I probably won't come back. When you create content with a conversion (i.e. sale) in mind, your content is the salesclerk. How do you make sure your salesclerk is happy? 1. Highlight the desirable behavior. Blogger Bushra Azhar wrote, on the Copyhackers blog, that highlighting desirable behavior leads to positive action. She found that, particularly in the use of social proof in your copy, that framing that proof in a negative way inspired the wrong reaction. A study done by two National Parks found that copy that highlighted the negative caused the very behavior they had hoped to stop. Azhar went on to discover other similar examples, pointing out that careless negative copy could even cause the bystander effect in your reader, that curious situation where we don't help victims if others are around us. Too much negative copy can also make people feel that the situation is hopeless. Write copy that states the behavior you want. "Please click the blue button" is, however uninspired, better copy than "9 out of 10 people won't click the blue button." When your readers see that, they probably think "heck, if 90 percent of people won't click, I'm not going to. All of those people can't be wrong." And that's social proof, swinging around and biting you in the behind. This is a tricky to do, if you are trying to create exclusivity. But create your exclusivity in a way that doesn't get social proof going against you. "9 out of 10 people miss out on this opportunity. But you don't have to." 2. Tell readers what can be, not what should be. You've experienced it. When you read a blog post full of "don'ts" and "shoulds", you likely feel, after a while, that there's no point bothering. Language that suggests, even if unintentionally, that we are hopeless does not make a reader super giddy to latch onto your product. The "shoulds", especially, are wearing after a while. Think about the internal conversations you have in your head. "I shouldn't have eaten that." "I should pay that bill." "I should exercise more." "I should be a harder worker." It goes on and on and after a while, you feel mostly like a failure and quite anxious that you're never going to catch up and do all the things you should do. You most certainly don't need a blog post filled with a pile of "shoulds" to add to the load. Yet, your copy is doing that, isn't it? It's telling readers what they should do. Again, this is all about the language you use. How can you tell someone what they should do without reminding them of the "shoulds" already running through their head? Find another word. It's that easy. If you write a sentence with the word "should" in it, find another way to write it. Find another word. Use the implied "you." Cut the word "should" out totally by relying on the implied you. Look at #3 below. Instead of "you should tap into consumer confidence", I simply wrote "tap into consumer confidence." Such a subtle thing, but it helps. Balance what is and what should be. I hate to write a post that is all about what the reader should do. I try to find a mix, whether that means starting with some research and proof to prime the pump, or an introduction of another nature. Can you provide the reader with the confidence that they have what it takes to balance out that they are missing something? You should. (heh.) 3. Tap into that consumer confidence. If confidence inspires a nation to buy, personal confidence can prompt your reader to do the same. Are you creating confident readers? Here's a quick checklist to see if you are: Copy full of caveats. Is your copy full of caveats, those words and phrases that let you back out of a stance if you lose face? Do you find yourself using "I think" or "Maybe" or "Possibly" or "I believe" or any other word that allows you to say something bold while also leaving weak wiggle room? Have you ever used the defense, when called on something you said, that "I just said it's what I believe, not that it's always true"? Because that isn't copy that inspires confidence. After prolonged exposure to these filler words, the reader sees you as almost apologetic about your ideas. Write in confidence, and remember to cut out these words when editing. Skip the preface and state your idea boldly. You walk your talk. You may be writing lots of helpful content on how to be a better this and an awesome that, but do you live those words yourself? A reader might not know if you don't, but it does show in both your blog copy as well as in the ensuing comments section. There's nothing worse than reading a great post about how to organize your life and then asking the author if it has worked, only to hear "I don't actually know...I don't use this method." Find testimonials and experts. While  testimonials aren't  appropriate for all copy, you should use them  to show that what you are talking about is true. Or, find research or experts that can support your findings so that the reader feels confidence not only from the outside expert, but from a wee bit of social proof ("it's not just the author that says this- others do, too!"). Just as a newspaper reporter must find people to quote to show that the report is not fabricated, you should do the same in your copy. Show with video. I'm a sucker for infomercials, because when they show how the amazing product works right there on the screen, I'm completely convinced. Depending upon what you're writing about, use video and photographs to show that yes, this is really the truth. Confident readers are trusting readers, and trusting readers convert. Confident readers are trusting readers, and trusting readers convert. #contentmarketing4. Write with high energy. High energy (without slipping into freakish psycho making people back away slowly) makes the sale. The lack of high energy kills great copy. What do you think is the biggest killer of copy energy?  My vote goes for passive voice. Sometimes, passive voice happens. It is acceptable when the person/thing acted on needs attention, or when the actor does not. Or, maybe you know the action and need to convey it in your copy, but don't know who did it. You can't find the facts. And so, you resort to "the bottle was filled" because you don't want to say "Jane filled the bottle" if you don't know if she did or not. Passive voice exists for a reason. But continuous use of passive voice leads to a kind of dry and almost academic copy. That is not high energy. Consider the following paragraph, and how it makes you feel when you read it. The solution is made clear. These tips are given to you by me. The copy should be carefully considered by you. This post is hopefully enjoyed by our readers. No action. No energy. The solution is clear. I gave you these tips. You should consider this copy carefully. Our readers enjoy this post. Much better. How else do you write with high energy? Use action words instead of adjectives. Inject cacophony into your copy. Vary sentence and paragraph length. Read your post out loud before publishing to see how it sounds and feels, if it seems to slow in parts or if it moves along at a crisp, clear pace. Those slow parts will need editing. How Will You Write Content That Converts? People spend money when they need a distraction or a pick-me-up. They also spend money when they are confident that they have it to spend and that they won't find themselves in trouble for doing it. Let your copy inspire confidence and hope so that your readers are inspired to buy no matter what range their mood is in.

How Womens Heart Attack Symptoms Differ from Mens

How Women's Heart Attack Symptoms Differ from Men's Research by the National Institutes of Health (NIH) indicates that women often experience new or different physical symptoms as long as a month or more before experiencing heart attacks. Among the 515 women studied, 95% said they knew their symptoms were new or different a month or more before experiencing their heart attack, or Acute Myocardial Infarction (AMI). The symptoms most commonly reported were unusual fatigue (70.6%), sleep disturbance (47.8%), and shortness of breath (42.1%). Many women never had chest pains Surprisingly, fewer than 30% reported having chest pain or discomfort prior to their heart attacks, and 43% reported have no chest pain during any phase of the attack. Most doctors, however, continue to consider chest pain as the most important heart attack symptom in both women and men. The 2003 NIH study, titled Womens Early Warning Symptoms of AMI, is one of the first to investigate womens experience with heart attacks, and how this experience differs from mens. Recognition of symptoms that provide an early indication of heart attack, either imminently or in the near future, is critical to forestalling or preventing the disease. In a NIH press release, Jean McSweeney, PhD, RN, Principal Investigator of the study at the University of Arkansas for Medical Sciences in Little Rock, said, Symptoms such as indigestion, sleep disturbances, or weakness in the arms, which many of us experience on a daily basis, were recognized by many women in the study as warning signals for AMI. Because there was considerable variability in the frequency and severity of symptoms, she added, we need to know at what point these symptoms help us predict a cardiac event. Womens symptoms not as predictable According to Patricia A.Grady, PhD, RN, Director of the NINR: Increasingly, it is evident that womens symptoms are not as predictable as mens. This study offers hope that both women and clinicians will realize the wide range of symptoms that can indicate heart attack. It is important not to miss the earliest possible opportunity to prevent or ease AMI, which is the number one cause of death in both women and men. The womens major symptoms prior to their heart attack included: Unusual fatigue - 70%Sleep disturbance - 48%Shortness of breath - 42%Indigestion - 39%Anxiety - 35% Major symptoms during the heart attack include: Shortness of breath - 58%Weakness - 55%Unusual fatigue - 43%Cold sweat - 39%Dizziness - 39% Related NIH research into heart attacks in women includes possible ethnic and racial differences.

Systems of Power, Expertise and Their Relation to Listening in The Essay

Systems of Power, Expertise and Their Relation to Listening in The 1991 Film The Doctor - Essay Example The opening scene of the movie provides a case study for one extreme form of listening – that in the operating room, which has definite needs and interesting power imbalances which stem from several distinct sources of responsibility and power which operate in the room. A close examination of the opening scene of The Doctor can demonstrate an extreme setting and system of listening, which creates a significant power imbalance and could be rectified through small changes in environment and participation. One of the most commonly analyzed listening environments is the listener-focused on. This kind of listening environment focuses heavily on the listener’s perspective and opinion of the interaction (Brownell 40). This kind of environment features such things as school presentations, speeches, business presentations or marriage proposals. The opening scene of The Doctor features the polar opposite of this listening environment – rather than focusing on what the list ener hears, this scene nearly entirely concentrates on what the speaker says significantly discounting other voices or perceptions. The opening scene takes place in an operating room, where there is essentially only one speaker who completely dominates the speaking and listening environment. The main surgeon controls everything about the environment – frequently changing what kind of ambient noise is occurring (telling others to turn music on and off, for instance) and communicating based solely on his own perceptions of need. The listeners in this environment are supposed to be completely passive in terms of communication, and simply react silently to orders barked by the main surgeon – in the only instance when someone tries to make him the listener, by telling him that he has a time limit, the doctor fails to respond, or acknowledge that he has heard what is being said. This pattern continues in doctor-everyone else relations throughout the entire course of the movi e, and one of the most interesting aspects of the film is the shift the main character, Jack MacKee, experiences the shift from being solely a doctor to also being a patient with cancer.  

East Germany from 1980 until the end Essay Example | Topics and Well Written Essays - 1500 words

East Germany from 1980 until the end - Essay Example The policies made to overcome structural problems led to the collapse of the economy. The policies aimed at centralizing the economy did not have a positive impact. This made the problems harder to solve, making it necessary for West Germany to bail out the economy. Market orientation problems were solved but the original structural problems were not. This has made it difficult for East Germany to match output levels in West Germany. The stagnation in East Germany began when the monetary union overvalued the East German mark, leading to the decrease of the price of capital stock and the increase in labor cost per unit. Competition also faced a serious downfall. Funds that were given to alleviate private households and to heighten the investment sector were channeled to many other sectors, hence economic expansion became difficult. The public was given ill advice on areas of investment, and, therefore, production levels were reduced. Unemployment increased, leading to high public budg ets. The Federal Government spent on arrears to unify finance, thus increasing inflation tendencies. The Bundesbank tried to reduce inflation by raising interest rates. There was a negative impact on international competition, which slowed down the process of adaptation. Transparency in the East German was lost due to linguistic deceit (Markovits 189). Regulations that were set to cover up legal realities by the use of words became a recognized practice. East Germany has not yet found a solution to the problems brought by the communist system. Many people who lived around the Berlin area were affected by the division of the economy. Most of them worked in the West but resided in the East. Social control became low among these people, leading to the increase in the nonstandard behaviors. Antisocial behaviors caused violence even on football grounds (Dennis and LaPorte 137). Mortality rates were increasing at a steady pace, leading to an increase in life expectancy (Kronenberg 14). In the past, many people died in road accidents due to the social changes. Restrictions concerning personal freedoms were made to solve the problem. Local regulations were the basis of the foundation of civil legislation. The regulations in the set code books only applied to the region which did not have local regulations. East Germany also had policies that tried to break the link between marriage and childbirth. Single mothers were paid when they were on a one year leave, but this only applied to the first child. The leave scheme only applied to the single mothers. There was a rise in nonmarital births, because the policy encouraged many to push their marriage programs forward. Many women opted to bear their first children out of wedlock to enjoy the leave scheme. It was in 1986 that the scheme also applied to mothers who bore their first children after marriage. In the Eastern region, rates of nonmarital fertility were higher than in the Western region (Knapp, Madden, and Fowler-Ke rry 210). The average age of women by the time they gave birth was lower in East Germany. The region did not have strict restrictions concerning marriage. Regulations that were made were inspired by the needs of children. A man who made a woman pregnant had the responsibility of giving the woman compensation and taking care the child. The constitution of the region also stated that it was not wrong to be born by a nonmarried couple. The Church in Europe tried to inform

Macroeconomic Transmission Mechanism Essay Example for Free

Macroeconomic Transmission Mechanism Essay Macroeconomic Transmission Mechanism of International Oil Price Rise: The Indian Situation In this Article, an effort has been made to trace the impact of an increase in international oil prices on Indian economy outlining the various transmission mechanisms. These transmission mechanisms take into account some of the important macroeconomic relationships, as relevant to the Indian context, and the administered nature of domestic oil price in India. The three broad channels through which the international oil prices impact the macroeconomy are identified as the (a) Import channel, (b) Price channel and (c) The fiscal channel. (a) A rise in international price of oil will translate to higher import bill for oil for the net oil importing countries like India (see, Table 1 and 2). Under the reasonable assumption of low price elasticity of demand for oil, ceteris paribus, the trade balance will worsen due to an increase in international oil price. Rise in inflation due to increase in oil prices means that the growth in real GDP is even lower. The compression in aggregate domestic demand dampens growth. In figure 1, the import channel is indicated by the link from international oil prices to current account balance to nominal GDP. Although managed float, the nominal exchange rate in India is observed to be determined solely by the capital account and not by the current account in the present Indian context. The second order adjustment to higher import bill and worsened trade balance occurs only through contraction in aggregate demand and decline in imports and it does not occur through movements in exchange rate (depreciation). Finally, it is expected that the slowdown in economic growth would subsequently reduce the demand for imports which, in turn, would partially mitigate the adverse impact of high international oil prices on trade balance. (b) The price channel links the international prices to domestic inflation. For a typical developing country like India facing an oil price hike in the international market, an unhindered pass-through of oil price increase leads to a jump in the general price level on account of direct use of oil at higher prices plus increase in costs of production of final goods using oil as an input. Modelling the passthrough of oil prices through an input-output system, Jha and Mundle (1987) estimated that in India if the administered prices of crude oil, gas and petroleum products increase by 7 percent, the overall WPI increases by 1 percent (i.e. the total elasticity to be 0.14). Recently the Reserve Bank of India (2011) has estimated that every 10 percent increase in global crude prices, if fully passed through to domestic prices, could have a direct impact of 1 percentage point increase in overall WPI inflation and the total impact could be about 2 percentage points over time as input cost increases translate to higher output prices across sectors. Greater the share of fuel in total consumption basket, larger would be the influence of international commodity prices on inflation. (see, Table 2 for other empirical studies relating to India) In India, a large proportion of the international oil price increase has traditionally been absorbed by the government (and shared with public sector oil producing and retailing companies). The objectives for regulation of price of oil have been three-fold: (a) To protect the domestic economy from volatility in international oil prices ; . (b) To provide merit goods to all households, e.g., clean cooking fuels like LPG, natu ral gas and kerosene to replace use of biomass-based fuels such as firewood and dung; and (c) To protect poor consumers so that they may obtain kerosene (through PDS) and LPG at affordable rates. In the recent years, there has been a change in the oil pricing policy with a move towards market determined oil prices. The extent of price regulation varies across products in the oil basket, with minimum control existing for petrol and very little pass-through for LPG and kerosene. The domestic price of oil is administered, which is essentially a policy decision, and thereby determines the degree of pass-through of the change in international prices to domestic oil prices. In figure 1, the price channel is indicated by the link from international oil prices to increase in administered prices to WPI inflation. (c) The third channel of transmission of oil price shock considered here is the fiscal channel. In the absence of a complete pass-through, an international oil price Increase will raise the subsidy on oil and therefore the revenue expenditure of the government. Furthermore, in India, the oil prices are subsidised, but they also generate substantial tax revenues both for the centre and the states because of an increase in ad valorem tax collections on oil and petroleum products that would have to be netted out to arrive at the net addition to oil subsidy given by the government.

Personality Essay -- essays research papers

  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Psychology covers a huge field and one interesting aspect of it is personality. Personality by itself involves various issues. Some aspects are Psychoanalytic, Ego, Biological, Behaviorist, Cognitive, Trait, and Humanistic. Different types of behaviors are amazing to learn about, mainly the behavior therapy, collective behavior, crime and punishment, and Social behavior and peer acceptance in children. I chose Behaviorism over the other aspects because I believe behavior determines human personality and is very interesting. You can tell what one is by his behavior, and one behaves according to what place he has in society. By doing this paper on Behavior, I hope to get a better understanding of, if behavior develops a personality or if personality guides behavior. I also see behaviorism helping me in the future with my personal and professional career by understanding human personality and behavior better than I do. No matter what your major is , if you can determine one's personality by his behavior you can really get your work done from that person and understand the better than you would otherwise. This person could be your employee or your employer. Behavior Therapy Behavior therapy is the application of experimentally derived principles of learning to the treatment of psychological disorders. The concept derives primarily from work of Russian psychologist Ivan Pavlov. Behavior-therapy techniques differ from psychiatric methods, particularly psychoanalysis, in that they are predominately symptom (behavior) oriented and shows little or no concern for unconscious processes, achieving new insight, or effecting fundamental personality change. The U.S. psychologist B.F. Skinner, who worked with mental patients in a Massachusetts State hospital, popularized behavior therapy. From his work in animal learning, Skinner found that the establishment and extinction of responses can be determined by the way reinforces, or rewards, are given. The pattern of reward giving, both in time and frequency, is known as a schedule of reinforcement. The gradual change in behavior in approximation of the desired result is known as shaping. More recent developments in behavior therapy emphasize the adaptive nature of cognitive processes. Behavior-therapy techniques have been applied with some success to such disturbances as enuresis (bed-wetting), tics, phobias, stutteri... ...nvolving children to learn social acceptance showed us clearly how one behaves makes him what he is. I believe the same for adults. I believe if one behaves in a certain way for a long time, not only society with believe you are what you are behaving as but he himself will start believing he is what he is behaving as. Also I have learned to be more patient with people because I take a step in the further and think why a person would behave in a particular way. I now can see a clear difference between normal and abnormal behaviors. Benjamin, L. S. (1982). Use of structural analysis of social behavior (SASB) to guide intervention in psychotherapy. In J. C. Anchin & D. J. Kiesler (Eds.), Handbook of interpersonal psychotherapy (pp. 190-212). New York: Pergamon. Benis A.M. Toward Self & Sanity: On the Genetic Origins of the Human Character. Psychological Dimensions Publishers, New York, 1985 http://pmc.psych.nwu.edu/personality.html Carson, R. C. (1969). Interaction concepts of personality. Chicago: Aldine Gurtman, M. B. (1992b). Trust, distrust, and interpersonal problems: A circumplex analysis. Journal of Personality and Social Psychology, 62, 989-1002.

The article talks about animal rights

The article talks about animal rights. The writer illustrates both argument, for and against, in his article. The writer starts by explaining the meaning of animal rights, which includes no experimenting, breeding, killing animals and no zoos or using animals for entertaining. The people for animal rights argue that both human beings and adult mammals have rights because they are both ‘subjects-of-a-life’. On the other hand, the people against animal rights argue that animals don’t think, not conscious. Also animals these people argue that animals were put on earth to serve human beings.This view comes originally from the Bible, but probably reflects a basic human attitude towards other species. Christian theologians developed this idea – St Augustine taught that â€Å"by a most just ordinance of the Creator, both their [animals'] life and their death are subject to our use. † They also argue that animals don’t have souls as Christian theologi ans used to teach that only being with souls deserved ethical consideration. In addition, animals don’t behave morally and are not the members of the ‘moral community’.The arguments goes, why should human beings have obligations towards animals, if animals don't have obligations to other animals or to human beings? I agree that animals should have rights. In my opinion, animals are also like humans, they should also be given certain among of rights and respect. However, I think that the rights should be limited, as animals are not like human. They lacking in the ability to judge right or wrong and may behave immorally. Therefore, if full rights are given to animals, it may be rather ironic; imagine punishing a dog for biting someone in the court.

Pros and Cons of Managed Care

Care Some of the pros for managed care are; Preventive care — HMOs pay for programs, they are set up and are intended at keeping one healthy (yearly checkups, gym memberships, etc. )The idea is, so they won't have to pay for more costly services when and if one gets sick. Lower premiums — Because there are limits set as to which doctors one can see and when one can see them, HMOs charge a premium and usually they are lower premiums.Prescriptions — As part of their precautionary retreat, most prescriptions are covered by HMOs for a co-payment that also can be very low. Fewer unnecessary procedures —doctors are given financial incentives from HMOs , to provide only needed care, so doctors are less likely to order costly test or surgeries that one does not need. Limited paperwork — While healthcare professionals and facilities have more paperwork, under managed care, HMO members usually only has to show their membership card and pay a very low co-payme nt.Some of the cons for managed are; Limited doctor groups — To keep financial burdens down, HMOs tell one which doctors’ one can see, including specialized fields. Restricted coverage — one cannot expect care on command because ones primary-care physician must justify the need based on what benefits ones plan covers. Prior approval needed — If one would like to see a specialized doctor or go to the emergency room, one would need permission from their main physician.Possibility of under treatment — Because of the incentives given doctors to limit care, the doctor may try to hold back on good care management he would give. Compromised privacy — HMOs use patient records to keep an eye on doctors' performance and efficiency, so particulars of one’s medical history could be seen by other people. Getting medical care used to be thought of as trouble-free. One would go to the physician of their choice, get great care and their health insura nce would cover the cost of seeing the physician and cover tests needed.These networks should stand for better earth care for less money. But as they work hard to keep out of pocket expenses down, the scary tales it causes are frightening: â€Å"drive-by† mastectomies, when women are not allowed facility stays after harrowing breast removal; As network bureaucrats who deny a claim for coverage to the emergency room when heart attacks turn out to be indigestion; doctors who get year-end payoffs to give constraining care and don't communicate to patients about better costly treatments.Those against managed care aren't so kind. It can be said that the system that once commended physicians for working too much for the patient now, are given an incentive for doing a lot less. â€Å"The incentive now is to put bounds on care,† says (Dr. Donald Hanscom, a Beverly gynecologist. ) â€Å"Everything is money. â€Å"After a decade of wining and dining the public with lower premi ums and a wider spectrum of benefits, the inexperienced period for managed care is noticeably over. Those opposed are uneasy by the idea of unethically abuse.They are apprehensive members, many are not getting the care needed, the specialists they want, or the coverage one should get to have, especially in health urgencies. They also are concerned about issues that come up that have plagued the healthcare system elsewhere in the nation, such as stifling guidelines set up that keep doctors from suggesting more costly treatment choices. Although they say their far reaching goal is to provide a greater healthcare, the business has brought forth an unwelcoming talk that seems to challenge that.Patients who choose a doctor that does not participate in a â€Å"The† network, either at their own expense or with restricted coverage by the network, are considered â€Å"leakage. † Doctors who go against the networks system to get better treatment for their patients sometimes risk being blackballed out of and the network. It's reassuring to know that some networks are doing a good job, but lawmakers are dealing with a weary opposition that isn't frightened by what the nation thinks. Those up on the hill have responded with a charge of state and national bills pointed at bringing in a booming healthcare industry that's pretty much free-for-all.For their part, the networks don't see what the entire objection is about. They say productiveness and peoples request will keep their guidelines just and within ones means. â€Å"The networks are trying not only for cost, but also for class and peoples’ satisfaction. It's a patron service industry when you get right down to it. The network points to their absolute success in bringing down costs and keeping the mass of network enrollees happy. Each month people across the nation join a network, so it's plain that, Network care is here to stay in one shape or another.Those against and those rooting for that of ma naged care agree that the existence of unconstrained health care on demand is declining. As health care costs push very high yearly, some say it's time for all to comprehend that the medical healthcare industry has financial restrictions just like any other industry. â€Å"People have been brought up to believe that health care is an entitlement,† says (Jeanne Holland, executive director of Northeast Physicians-Hospital Organization) at Beverly Hospital. They think ‘Life, liberty, the pursuit of happiness and health care on demand. ‘ Consumers need to change their thinking. â€Å"Resources http://ask. reference. com/related/History+of+Managed+Care? o=102545&qsrc=121&l=dir, Retrieved, October 26, 2010 http://www. ecnnews. com/hlth/manintro. htm, Retrieved, October 26, 2010 http://ezinearticles. com/? Health-Insurance-Types, Retrieved, October 26, 2010 http://www. senioranswers. org/Pages/prosandcons. htm, Retrieved, October 26, 2010

Albinism essays

Albinism essays Albinism is a rare inherited defect in melanin metabolism. Albinism can affect two things, the skin and eyes which is called oculocutaneous albinism or just the eyes which is ocular albinism. The word "albinism" refers to a group of inherited conditions. People with albinism have little or no pigment in their eyes, skin, or hair. They have inherited genes that do not make the usual amounts of a pigment called melanin. One person in 17,000 in the U.S.A. has some type of albinism. Albinism affects people from all races. Most children with albinism are born to parents who have normal hair and eye color for their ethnic backgrounds. Often people do not recognize that they have albinism. (NOAH). Oculocutaneous albinism is from autosomal recessive inheritance; ocular albinism is from an X-linked recessive trait that causes hypopigmentation. In the United States both types of albinism are more common in blacks then in whites, Native Americans have a high incidence of the tyrosine-positive form (1 in 140 to 240). Infants with albinism may behave as if they are not seeing during the first weeks of life and gradually become visually attentive. This is now a well-documented condition. For X-linked inheritance, the gene for albinism is located on an X chromosome. Females have two X chromosomes, while males only have one X and one Y chromosome. This X-linked albinism occurs exclusively in males. The gene is passed from mothers who carry it to their sons. The mothers have subtle eye changes which an ophthalmogist could identigy, but mothers usually have normal vision. For each son born to a mother who carries the gene, there is one in two chance of having X-linked ocular albinism. The description is hereditary deficiency pigmentation. This could involve the entire body or part of the body. This is believed to be caused by an enzyme deficiency involving the metabolism of melanin during prenatal development. If a person has albinism then they ...

Harry Potter and the Deathly Hallows Quotes

Harry Potter and the Deathly Hallows Quotes The curtains close. With Harry Potter and the Deathly Hallows, the famous epic of wizardry and magic finally ends. J. K. Rowling takes us, Muggles, for one last magical tour into Harry Potters world. The book ends with a climax that reaches a feverish pitch. If you havent yet grabbed a copy of the book, you are missing a lot. For the rest of the die-hard Harry Potter fans, take a trip to fantasy land, with these Harry Potter and the Deathly Hallows quotes. Spoiler warning: These quotes might reveal parts of the story. Albus DumbledoreOf course, it is happening inside your head, Harry, but why on earth should that mean that it is not real?Ron Weasley(with regard to Peeves singing his victory song) That really captures the scope and tragedy of the thing, doesnt it?(Engraved on Dobbys grave)Here lies Dobby, a free elf.Luna LovegoodI think the answer is: a circle that has no beginning.Hermione GrangerMudblood, and proud of it!PeevesWe did it, we bashed them, wee Potters the one,And Voldys gone moldy, so now lets have fun!Sirius Black[On being asked if dying hurt] Dying? Not at all. Quicker and easier than falling asleep.VoldemortThat Potter lives is due more to my errors, than to his triumphs... I have been careless, and so have been thwarted by luck and chance, those wreckers of all but the best-laid plans. But I know better now. I understand those things that I did not understand before. I must be the one to kill Harry Potter, and I shall be.Albus DumbledoreIt is a curious thing, Harry, but perhaps those who are best suited to power are those who have never sought it. Those who, like you, have leadership thrust upon them, and take up the mantle because they must, and find to their own surprise that they wear it well. Dudley Dursley(to Harry) I dont think youre a waste of space.Albus DumbledoreDo not pity the dead, Harry, pity the living. Above all, pity those who live without love. By returning you may ensure that fewer souls are maimed and fewer families are torn apart. If that seems to you a worthy goal, then we say goodbye for the present.Hermione GrangerWands are only as powerful as the wizards who use them. Some wizards just like to boast that theirs are bigger and better than other peoples.Albus DumbledorePower was my weakness and my temptation.Luna Lovegood(after McGonagall says Lord Voldemort is attacking) Ooh! We can say that name now?Albus DumbledoreThat which Voldemort does not value, he takes no trouble to understand. Of house-elves and childrens tales, of love, loyalty, and innocence, Voldemort knows and understands nothing. Nothing. That they all have a power beyond his own, a power beyond the reach of any magic, is a truth he has never grasped.(Engraved on Rowena Ravenclaws diadem) Wit beyond measure is mans greatest treasure. Ronald WeasleyAlls fair in love and war, and this is a bit of both.Mr. OllivanderThe wand chooses the wizard, that much has always been clear to those of us who have studied wandlore.Harry Potter(to Ron and Hermione kissing) Oi! Theres a war going on here!Ron Weasley(referring to Draco Malfoys son) Make sure you beat him in every test, Rosie. Thank God you inherited your mothers brains.Fred WeasleyFor instance, this new idea that You-Know-Who can kill with a single glance from his eyes. Thats a Basilisk, listeners. One simple test, check whether the thing thats glaring at you has got legs. If it has, its safe to look into its eyes, although if it really is You-Know-Who, thats still likely to be the last thing you ever do.(Engraved on the Potters grave)The last enemy that shall be destroyed is death.

Macroeconomic risk and financial risk to the financial system in Research Paper

Macroeconomic risk and financial risk to the financial system in developed countries - Research Paper Example Discussions Public Debt Nature of the risk Public debt means the amount of money which the government of any country owes to its creditors ; both foreign and domestic. The total debt for OECD countries has risen from 73 % of the GDP in 2007 to 106 % of the GDP in 2012 (OECD 2011).There are some developed countries like Greece , Italy and Portugal and Japan which have had historically higher level of debt. However the worry is that even countries like USA and UK are have now levels of debt which may be unsustainable in the long run. The debt level of United States has risen from 60 % in 2006 to 109% in 2012.The Euro zone is already suffering from the debt crisis and no immediate solution to the problem seems to be in sight. Causes of the risk The first question which comes to mind is reasons due to which high public debt exists. The simple reason for the high debt situation is because government of a country spends more than it earns. Public Debt can actually boost long term growth of the economy if it is used in building productive assets like infrastructure which invite more investment and increases the GDP of the country. However the problem in the developed countries has been that increasing amount of debt has been used to finance non productive activities. United States has been engaged in the decade long war on terrorism which has led to increased military spending and thus higher debt. High levels of pension and social security have been blamed for the Euro zone crisis which is again an unproductive spending (Sanderatne). The immediate reason for the debt levels of developed world to raise post 2006 has been the financial crisis of 2008 and the stimulus packages given by governments to bail out banks and to kick-start the economy (OECD 2011). The US government provided a fiscal stimulus package of $831billion.The problem could have been solved if this stimulus led to an increased growth but the world suffered from a double dip recession which has caused t he developed countries to be in a precarious situation – GDP levels still remain low and the countries have a high debt on their hands. Consequences of High Public Debt High public debt has shown to have impact on the following areas – private savings , public investment , total factor productivity and the real interest rates. When government borrows more, it means that there is limited amount of money available to private investors which leads to lower private investment, lower growth of industries and thus lower employment and wages (Checherita and Rother.). Studies conducted by various researchers such as Manmohan Kumar and Jaejoon Woo for the IMF illustrate that once countries breach the 90 % level of debt , their GDP growth declines by as much as 30 %.Similar results have been obtained by studies which were conducted by the National Bureau of Economic Research (Kumar and Woo.). Debt taken by the government also

Gregory Hines Research Paper Example | Topics and Well Written Essays - 1000 words

Gregory Hines - Research Paper Example Born on 14th February, 1946 in a family of music and dance, Hinge had rhythms in his blood (Abrams and Angelis, 2009, p 7). Ora Hines, his grandmother worked at a performer at Cotton Club, (Abrams and Angelis, 2009, p 8) at Washington Heights, New York. It was to the north of â€Å"Manhattan’s Upper West Side†, and had Harlem at its South. Maurice Hines Sr., though worked in a grocery shop, and later on as a bouncer for â€Å"Audubon Theatre and Ballroom† in Harlem, later on formed a trio with George and his brother Maurice Jr. as â€Å"Hines, Hines and Dad† (Abrams and Angelis, 2009, p 14). They made their first family performance at the Apollo Theater, Harlem. Their dancing excellences were aired on highly popular shows- â€Å"Ed Sullivan Show† and â€Å"The Tonight Show†. Gradually with time, they travelled and performed all across the globe. They were also seen in the television show- â€Å"The Tonight Show Starring Johnny Carson†. Gregory Hines got introduced to dance at his very childhood. He took his first dance lesson at an age of two and a half (Abrams and Angelis, 2009, p 8). His mother Alma Hines Kilfoyl recalls of him grasping tightly his elder brother by one hand and putting the other hand’s thumb in his mouth. But even at that tender age, Hines’s eagerness and determination to learn tap dance overjoyed his mother. Thus was the childhood of Gregory Hines, struggling to match steps with his elder brother Maurice’s and other boys in group classes at a local tap- dance school (Abrams and Angelis, 2009, p 9). Later on, in the able hands of Henry LeTang, himself a legend in tap, Hines and his elder brother Maurice Jr. transformed into dancers in the truest sense of the term. Alongside his brother who was either at that time, he professionally performed since the age of six. They were called the Hinge Kids. His journey to become an iconic tap dancer had begun since then. He made candid confessions in National Public Radio, 1989

Special Education in United Stated Research Paper

Special Education in United Stated - Research Paper Example lic school enrollment in the 2008-2009 school year, it is also important to note that when compared with the number of students receiving special education services in the 1980-1981 school year, which was 4.1 million, it can only be estimated that more students will need special education services in the coming years (Aud et al, 2011). According to a report done on behalf of the National Dissemination Center for Children with Disabilities, special education is defined as â€Å"instruction that is specially designed to meet the unique needs of a child with a disability.† A â€Å"disability† can be further defined as a physical disability, mental disability, or even a learning disability, in which while everything appears to be functioning on the outside, inside the head of the student whatever messages are sent are not clearly received, whether these messages involve spoken or written words, and can impair the ability of the student to do things such as speak, read, spel l, write, or calculate numbers at the same pace as their peers (Aud et al, 2011). These learning disabilities are further defined by scientific terms and research, given names such as autism, Asperger’s Syndrome, and others (Aud et al, 2011). With the services offered by special education throughout the school systems across the United States today, a means of educating students with any form of disability is now available, and can enable them to not only absorb the information being given to them but also to retain and use that information to their benefit, whether immediately or throughout their life. The individualization of special education is its greatest asset to the educational system, yet it also makes it difficult to give an overall description of what is offered, as well as what it... This paper approves that there can be no doubt that special education has followed its own long and winding road in terms of the services that are offered and the process that takes place. From the days in which those with disabilities were either left to be a burden on their families without a place in the world, to being housed at the expense of others in state institutions, to being allowed to pursue an almost mainstream education alongside their peers, special education has gone from being seen as a social stigma to almost commonplace. This paper makes a conclusion that above all else, a huge debt of thanks and gratitude is owed to the pioneers of special education. To those such as Thomas Gallaudet, who believed that the deaf should not have to grow up in a silent world with no words to sustain them. To John Fisher and Samuel Gridley Howe, who were unwilling to accept that the world of darkness for the blind was the only world they should know. To the politicians and forward-thinkers, the philosophers and the reformers, to everyone who felt that education for all should be the norm, and not an unacceptable, unattainable goal. To those that worked endlessly to make others notice the plight of those left at the mercy of the state, called insane or â€Å"not right† because of disability. No matter what laws are passed, no matter what legislation is put in place and what education is received today because of it, without the people of history and their way of thinking, it would not exist at all.

Samsung electronics success by design

Samsung electronics success by design INTRODUCTION: A Technology-driven company like Samsung Electronics uses product design as a tool to improve their products characteristics helping them to achieve a competitive edge within the market. For many of the world leading companies design plays a fundamental role in their success, for them to have a good design will make their products better, quicker and cheaper. If a company can achieve this, they can keep their production costs down, but this can also allow them to charge a higher premium price for the successfully designed product. Consumer Purchase Decisions Do consumers make their purchase decisions solely based on the design aspect of a product? Does having a good designed product in the market place encourage the consumer to buy? Successful design is a way to exceed the users expectations, keep them happy, this will encourage the consumer to purchase, come back again and recommend products to others. Design makes a persons life better by improving the quality of their interactions with the environment. Design is a reflective conversation, a dialogue with a situation that involves people and their needs for artefacts that arise in their relationship with the global environment. (Gowen, n.d) Consumers purchase products that interest them, products that they are aware of, products that get their attention. Good design can improve the visual appeal, functionality or usability for a product delighting the consumer who merely expects to have their functional requirements fulfilled convincing them to purchase the product. A designed product can also appeal to the consumers emotional needs. People want fast cars: Ferrari, Lamborghinis, designer watches: Rolex, Breitlings that they will likely want to open their wallets and buy the product, but only a few will as this type of product is a luxury item in a niche market. The consumer is emotionally attached to the product but will be less likely to buy these types of items because of the cost. Consumers buy based on the benefits the product brings them, a product that they perceive as having a value, a product that meets their needs. Design can also allow the control of an outcome. Will the consumer buy the product or not? A good design will arouse desire, engenders loyalty and forms indelible emotional bonds with the consumer. Once the consumer is emotionally interested in a brand they are convinced that they cant live without it. A Consumer is more likely to buy a product that appeal to both their functional and emotional sides. To achieve this companies brand their products through their design to make them sell, offering customers something extra. A successfully designed product applies the power of the brand. One of Samsung Electronics initiatives was to globally brand their products through their Global Brand Communication Strategy. A strong brand identity encourages consumers to trust existing products and to try new ones. The brand gives a consistent message about the company and its products and services to the end user. A Consumer is more likely to purchase a product or range of products which have a reliably design, a good brand. The awareness of a brand in the design process enables the effective translation of the company brand into the retail environment and customer experience. A good example of a product that appeals to both their functional and emotional sides of the consumer is the iPod from Apple. In the market place there are many hard-drive based MP3 players available to the consumer. Apple is able to dominate the market through their product design whilst selling its products at a significant price premium. Apple to date consistently produces a sleek and luxurious iPod design that portrays the power of their brand. Apple have made the MP3 player be more than a functional purchase, they have made it an emotional purchase. A consumer is constantly engaged with design, sometimes without even realising. Every time a consumer carries out a task, checks their emails, go to their local supermarket someone has designed the experience you are having whether you have purchased a product or not. Successful design improves our day to day experiences by going beyond somethings functionality to make things look, feel, sound and work better. The design of a product has values, beliefs, and the opportunity to make a difference to the life of the consumer and will always be an important aspect in their purchasing decisions. But the design will not always be the main reason for the consumer to choose which product they purchase. The cost and quality of a product and the technology used will always be a huge factor for the consumer to consider and will almost always be defined by the type of product and the purpose for buying the product. But as we advance into the twentieth century will not consumers expect a good design product? Walter Herbst, CEO of the product-design firm Herbst LaZar Bell, once said, Good design is not good enough anymore. (The Power of Design, 2007) Design and Technology Samsung Electronics is a global leader in more than sixty different products with their main business focus in the areas of Digital Media, Semiconductor technology, the telecommunication Network, and LCD Digital Appliances. As a business Samsung Electronic centre their efforts on producing these types of high technology products. The consumer uses the design of a product as one their main influential factors when purchasing these types of products. But does the consumer again apply the same thought process when buying a low technology product? A product that is referred to as having a low level of technology will usually have been developed many years ago. Low-tech products can be purchased today but will work in the same manner as product that was manufactured 25 years ago. A good example of this is a manual tin can opener. Consumers everyday are still buying low-tech products. The manual tin can opener can be found in the kitchen in many of our homes, but for a product that has a simplistic design does the consumer still base their purchase decision on the design of the tin can opener or is it the cost that sways their decision? Is it the operation of the tin can opener that the consumer is interested in? But can not the way that the tin can opener function be referred to as the design? In todays modern society ascetics sensibilities are relevant to all products, regardless of their function (Holbrook, 1980; Holbrook and Anand, 1992; Holbrook and Zerlin, 1985). When a consumer is in the market for a low tech product the price must surely be an important reason for purchasing a product. If is understandably when a consumer purchases a high-tech product that they will pay a premium because of its technology. When given a choice between two products, equal in price and function, target consumers buy the one that they consider to be more attractive (Kotler and Rath,1984; Nussbaum, 1988). When a consumer purchases a product do they understand the difference between a high-tech and low-tech product. Low-tech products are not highly differentiated (Shapiro, Slywotzky and Doyle, 1997) and a differentiated product is evaluated and understood buy the consumer differently than undifferentiated products. This may suggest that the consumer evaluates low-tech products, which are likely to be undifferentiated, differently than they evaluate high-tech products. When the consumer makes their buying decision they evaluate high and low technology products differently to one and other but for both will usually make design the differentiator between competitor products. The design plays an important role in the success of a product and generates desirable consumption experience and favourably influences subsequent consumer behaviour. Consumers do not buy products for sensible, value-for-money reasons. The consumer purchases a product because they like it and the product appeals to them and makes them feel good. Therefore this changes the way in which a business advertises their product with less focus on product features and more on the design and lifestyle that the user can enjoy. Purchasing a designed product is more than buying its function. It is buying into a vision of one self as one would like to be. Samsungs Design Delivery Process and Design Capabilities Samsung Electronics Co. Ltd is a Korea-based consumer electronics company that has worked hard to refine its focus and alter its business strategies. Today, Samsung is one of the most successful global corporations, with high sales and earnings through its innovative technological design. In the 1990s Kun-Hee Lee (Group Chairman) made the decision to adopt design and use design as a differentiator and for competitive advantage. To do this Kun-Hee Lee (Lee) wanted to redesign Samsungs systems and processes to improve their design delivery process. This initiated a new management era for Samsung to open digital frontiers all over the world. The leadership of Lee has been a key to Samsungs success making Samsung one of the fastest growing brands. Samsung started its journey towards design excellence in 1993 and had its first design revolution in 1996. At the beginning of Samsungs design initiative they sent 17 of their designers to the Art Centre College of Design in California USA. This would broaden the designers ideas about design and help them to be creative. For Samsung this will help their employees to provide design solutions and to understand the process of product design commercialization. Samsung later hired the service of two consultants to help them start a design school to train their designers. In a constantly evolving, consumer electronics business Samsungs survival depends on their employees having the right skills to keep their products at the cutting edge of design and technology. The in-house school gave its designers the tools and confidence to risk think differently, it was vital for Samsung to pinpoint the right training for their employees through their own design school. Samsung also tried to incorporate Korean values into their designs. A cultural identity was important for Samsung to meet the emotional needs of their customers. Cultural values are, regarded to as the governing ideas and guiding principles for thought and action in a given society and a powerful force shaping consumers motivation, lifestyles and product choices (Tse, D., R. W. Belk, et al. 1989). Further to this Samsung introduced a common design language where all product characteristics were to have consistent features and high levels of convenience. This would give the designers a common goal and help them to speak with fellow designers about their designs. In 1996 Samsung engaged the services of Design Consultant, Tom Hardy to help improve their design capabilities. Hardy would assume the role of Corporate Design Advisor. Hardy was a design strategist and the creator of the Verbal-Visual Framework (VVF) methodology, his consulting work involved strategic brand design direction for Samsung intergrading business strategy to improve the customers desire for the product. To Improve Samsungs design capabilities the company also started sending their senior designers abroad to expand their knowledge and help them to come up with new ideas. They sent their designers to different diverse industries such as cosmetics, furniture and fashion to encourage different thought patterns enabling them to think outside of the box. Samsung also opened six design centres worldwide which included research centres and design labs to help improve their design capabilities and encourage a global perspective. This changed Samsungs engineering-driven culture; the designers had to find a way to put their boxes around the engineers devices. In todays environment, designers often come up with product innovation, who then asks engineers to put their devices inside the designers boxes. Lees design vision for Samsung was to create a design friendly culture to improve customer services and corporate spirit that contributes to the well being of society. This helped to change Samsungs management and employees mind set of their product design from quantity to quality. To improve Samsungs international design capabilities they also sent their designers on a world wide tour to help them understand the global market and expand their way of thinking. An overseas specialist course nurtured for the excellence of their employees. Lee also broke down the Confucian hierarchies at Samsung. Designers were freed from dress codes and other constraints that hinder creativity. Lee also let younger designers take a larger role and encouraged them to challenge their superiors. All designers worked in common areas with hardly any segregation; functions were collaborated to improve functional communication. This improved team building and encouraged individuals to speak their mind and discuss their design ideas, team meetings were regularly held to assess new products and evaluate designs. The company also introduced the new position of Chief Design Officer to give greater voice for the design function. Since re-designing Samsungs systems and processes to improve their design delivery process, Lee had more than doubled the ranks of Samsungs designers by bringing more than 300 new recruits which was helped with a vastly increased design budget. Samsung brought a lot of change to its people, processes and systems to improve its design delivery process to have greater design capabilities and a better design philosophy, since this change the Korean company has won 19 citations in the prestigious Industrial Design Excellence Awards (IDEA). Samsung spend a lot of time and money to achieve design excellence but which part of Lees new management design initiative had the greatest impact on improving their design capabilities? Before Samsung could become a world leader they needed good designers and the right people to achieve this, hence Samsungs educational approach to improve their design capabilities. Training their employees to be capably of good designs defiantly gave them an advantage over the competition which also helped them to develop and attract new people to the organisation. The design school could help their employees to learn and understand the company core values and the vision that Samsung were trying to portrait. The design school would have had a critical impact on Samsungs successful product design; it would have enabled the designers to learn from other designs and each other. The designers would have learnt how to evaluate the quality of the product and how to maintain the quality throughout the design delivery process. If is important for the designer to identify the characteristics of a product that make it either a failure or a success. By educating in house Samsung would have also been able to control its quality assurance process better and reduce warranty issues. The design school would have helped the designers to study different products with similar features, through identification, analysis and evaluation before starting their design making the design capable of success with a competitive advantage of the competition. The design school would of increased experience and knowledge of Samsungs designers through the broad educational background of Samsungs design consultants which w ould have helped to educate and provide answers to diverse technical design problems. The design consultants would provided invaluable experience to the design delivery process. A part of Samsungs educational program was to also send their designers on a world wide tour. This was the start of Samsung becoming a global company. It is important for Samsung to have key personnel with global competencies giving them the ability to understand foreign cultures and design. Another key part of Lees new management design initiative which had a huge impact on improving their design capabilities was the change in design culture of the company. Lee achieved this by incorporating Korean values into their designs to meet the emotional needs of their customers, and broke down the Confucian hierarchies at Samsung. Samsung also introduced worldwide design centres to change Samsungs engineering-driven culture. Business Culture brings together the techniques and strengths of a business helping it to think with the creativity and dynamism of the cultural world. Having a good culture at Samsung would have exploited their full potential and help to realize their aspirations. In todays social and economic market there is a huge advantage in having business culture to develop greater communication and global strategies to achieve good design capabilities. Samsung brought a lot changes into their design delivery process and all would have played a vital part in their success. To improve a companies design capabilities people, the designers, is key to the success. Nothing can be achieved in todays climate without good people. For a company to have good people they need skills and education. Having a dedicate Design School to educate your people also had a great impact in helping the company improve its design capabilities. The Future of Design The term design recently has become the buzz word for many people. Consumers are increasingly assessing products they buy on the basis of the design. In Corporate businesses like Samsung and even in small firms design is increasingly understood to give a company a competitive edge. A good design will also aid in improving production processes. But as we move into the future will there be a time where design would cease to be a useful differentiator? There is an Increasing awareness of the meaning of design and what design actually is and what can the design industry offer. In todays economy many managers of business organizations need to be convinced of the business case for making investments in design. Many managers believe that the costs of the initial design investment will not be paid back through sales. But a designed product is usually matched sufficiently by increased revenue and sales paying back the initial costs. The graph below represents a study carried out by the British Design Council of the share prices of 166 UK design-led companies. The companies were grouped; Design Portfolio represented 63 companies who were chosen for their consistent showing in various design award schemes and Emerging Portfolio represented 103 companies whose awards success approached that of the Design Portfolio. If can be seen from the graph that both outperformed the FTSE All Share and FTSE100 which represent about 81% of the market capitalisation of the whole London Stock Exchange. Companies like Apple and Samsung that use design for there future initiatives would greatly help the business case in making design investments and back the employing of professional designers. The design process can be very complex and successful design rests upon future investments in methods, techniques, education, people and time as seen from Samsung. The start of the design era is relatively resent and the future of the design industry itself can take many forms and may be likely to develop. Many global manufacturers carry out their design work internally in their own design departments and are the leaders in the design industry. As they carry out their design work in house there may be no need for them to hire designers from outside which may have an effect on the future of smaller designer firms. But on the other hand this will cause the global corporations to build up larger in-house design departments and increase their staff. As we move into the future surely design will become more complicated and can no longer be simply or a product add-on. Instead design should be seen as having a good competitive characteristic for all products and services. All businesses want to compete in the market place and thrive on huge sales and profits, they want to sell the best product and want their customers to be amazed by their design. If this carries on happening at a global scale the design industry will grow to extend where design will always be the differentiator to the consumer. This would also create more jobs in the design sector. Many companies carry out research on consumer spending and analyze future technologies, this helps anticipate future consumer needs and to determine future design requirements. While regular market and research data can help to identify consumer needs and future trends in order to determine future design requirements, specific future focused trend analysis is often used. This type of analysis will intend to include consumer behaviour, product preferences, new service needs and social, economic or environmental changes. For design to be a useful differentiator in the future, consumers need to be spending money on new products and the development of new technologies is needed to be able to design new products. As years pass more products will start to become the same, and then it will become more important for products to be different. Good product design can help manufacturers to differentiate their products from their competitors and also define and reinforce the companys brand. Norio Ohga, Chairman and CEO, Sony said At Sony, we assume all products of our competitors will have basically the same technology, price and performance, and features. Design is the only thing that differentiates one product from the other in the market place. In the future things will start to change, tighter regulations will be put upon companies to design products to tighter requirements that are recyclable and reparably. Due to the environmental issues with pollution longer product lifetimes will be needed through more advanced design giving a better quality product. In the Future businesses must be able to take new design platforms to the next level and provide product life-cycle management and operational project execution. Businesses must be in the position to accept new technology and be able to integrated new methodologies, processes and systems. Failure to do so will low down the new and modern future of design. Today and in the future design will always offer considerable benefits to businesses, consumers and products and will help them to:  § Increase the perceived value of the product  § Increase the aesthetic and visual quality of the product  § Improve the ease of manufacture for the product  § Reduce impacts on the environment  § Improve the ability for business to market their product  § Enhance corporate vision and successful branding for the product Design will always be a useful differentiator for the consumer as Design is the planning that lays the basis for the making of every object or system. For design to cease as a useful differentiator the world would have to stop producing products. In price sensitive industries the design will act as a differentiator but may not be the main differentiator for the consumer. In the future design will not cease to be a useful differentiator, but design will change as technology becomes more advanced. REFERENCES: Active Knowledge Modelling (April 2009) The Future of Product Design and Life Cycle Management, [www] Available: (www.activeknowledgemodeling.com/2009/04/24/the-future-of-product-design-and-life-cycle-management/) [11 December 2009] Bloch, Peter. H (1995) Seeking the Ideal Form: Product Design and Consumer Response, Journal of Marketing, July 1995, Vol.59, pp. 16-29. Fast Company, (Dec, 2007) The Power of Design [www] Available: (http://www.fastcompany.com/magazine/95/open_design-index.html) [9 December 2009] Gowen, Melanie (n.d) To Make a Difference by Design, [www] Available: (http://blog.genuinedesign.com/?p=34) [11 December 2009] Kellar, Gregory M. (Feb, 2003) An information theoretic approach to modelling customer satisfaction for low-tech industrial offerings, Journal of Academy of Business and Economics, Feb, p. 1. Kester, David (2004). The Impact of Design on Stock Market Performance, an Analysis of UK Quoted Companies 1994-2003, Design Council (http://www.designcouncil.org.uk) [13 December 2009] The Free Library (n.d) An information theoretic approach to modelling customer satisfaction for low-tech industrial offerings, [www] Available: (http://www.thefreelibrary.com/An+information+threoretic+approach+to+modeling+customer+satisfaction+-a0113563622) [11 December 2009] Tse, D., R. W. Belk, et al. (1989) Becoming a consumer society: A longitudinal and cross-cultural content analysis of print ads from Hong Kong, the Peoples Republic of China, and Taiwan Journal of Consumer Research, 15, March, pp.457-472. Chitturi, Ravindra (2009) Emotions by Design: A Consumer Perspective International Journal of Design, Vol.3, No.2, 2009.

Poisonous Weeds Essay -- Plants Poison Nature Essays Papers

Poisonous Weeds From the book Common Poisonous Plants and Mushroom of North America by Nancy J. Turner and Adam F. Szczawinski comes a very interesting story. â€Å"In April 1980, a five-year-old child was fatally poisoned in Victoria, British Columbia from eating Poison Hemlock while at play with her sisters. Her babysitter was not even aware that she had eaten the plant. The little girl felt sick and would not eat. She laid down, and within an hour fell into a deep coma. It was only at this point that her sisters recalled that earlier she had eaten a plant. She was rushed to the hospital, but despite all efforts to save her life, she died six days later† (Szczawinski, Turner, xi). Poison Hemlock is just one of the thousands of plants that are poisonous to humans as well as animals. In addition, the plants Jimsonweed and Deadly Nightshade can also have extremely harmful effects on humans. All three of these poisonous plants can turn up anywhere from hiking trails to backyards to fie lds, so therefore it is important to be able to identify them and understand how deadly they potentially can be. In order to prevent what happened in the story at the beginning, let’s look more closely at Poison Hemlock (Conium Maculatum). When mature, this carrot-like plant can get up to six feet or greater in height with triangular, fern-like leaves (Szczawinski, Turner, 129). The plant possesses white flowers, which are grouped in numerous umbrella-like clusters. Small, grayish brown, and flat with five curvy ridges running lengthwise describe the fruit of Poison Hemlock. However, beware of ever crushing or even touching this plant because a strong mouse odor will be emitted. Originally from Europe, Poison Hemlock is now an obnoxiou... ...ipedia.org/wiki/Datura_stramonium http://en.wikipedia.org/wiki/Deadly_Nightshade http://en.wikipedia.org/wiki/Poison_Hemlock Natural Resources Conservation Service-http://plants.usda.gov Research and Extension Center: Virtual Herbarium-http://uvalde.tamu.edu/herbarium/dain.htm National Capital Poison Center- http://www.poison.org/prevent/plants.asp Ophthalmic Kew Garden- http://www.mrcophth.com/plants/minipicturesofplantsforeyes.html Department of Land Resources and Environmental Sciences, Montana State University-Bozeman and MSU Extension Services Noxious Weed Specialist, respectively- http://www.montana.edu/wwwpb/pubs/mt200013.html Poison Hemlock Site- http://museum.gov.ns.ca/poison/hemlock.htm

Is Migration Beneficial for Countries?

Countries largely benefit from migration As globalization increased the gap between the rich and poor countries, migration has become an urgent and debated issue to be solved. To answer the question whether migration is good for the countries or not, we have to define what this term mean. Migration means to go from one country, place or region to another. Although the inhabitants of host countries don't always realize the good aspects of migration, saying the majority of immigrants are leeches reducing the standards of living, migration has it's benefits both for the host country and for the country of origin.At first, it has a huge impact on education. Allowing permanent residence can be tempting for talented youngsters who later become quality workforce. For instance, American universities have always been the melting pot of extraordinary students: the percentage of international students enrolled at Harvard University is about twenty percents. More qualified workers products more capital. It has become clear that after a start-up period immigrants contribute to tax collections, labor and the production just as much as a native born citizen.If we talk about labor we must not forget that immigrants are more likely to start a new business in a country than natives which can also boost the productivity and creates new jobs. When it comes to safety, immigrants are often handled as people with immense willingness to commit crimes. In contrast, numerous reports have determined that legal immigrants have an incarceration rate multiple times lower than the general population. Another significant and positive effect can be the diversity that is brought by immigrants resulting a prospering and booming cultural life including arts, architecture and gastronomy.From the viewpoint of the country of origin emigration can reduce the pressure on resources (water or food scarcity) and can reduce the tensions in between ethnic groups. Migrates can form a powerful diaspora in th e host country which can represent the interest of the country abroad easily. Remittances sent back home by migrates also make a contribution to the economy of the country of origin. As a conclusion, migration means new blood, new investments and new opportunities for every country.